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It’s not about death and taxes
Efinity will conduct a comprehensive review of your insurance needs. If you presently have life insurance, we will review your existing life insurance holdings. Our goal is to confirm that you have the right product to serve your intentions, and that the policy is performing as promised when you purchased it. Oftentimes we can substantially reduce your premiums or dramatically increase your death benefit.
Reverse engineering Life Insurance has been existence for over a decade, yet few financial advisors bring opportunity is rarely brought to policy holders’ attention. Often you can sell your existing policies in the secondary market for significantly more than the Cash Surrender Value available to you if you were to stop paying premiums, or attempt to cash in on your policy’s value through the insurance company who provided the policy initially. Every policy you own should be reviewed in this manner.
insurance financing. Efinity Insurance Corporation takes a different approach in leveraging traditional financing and preferred loan rates. We have carefully built a network of experts and deep relationships over the years, allowing us to bridge the gap between the capital markets and retail life insurance on behalf of our affluent clients. The result is our unusual ability to minimize loan costs and maximize the use of collateral to build the best package possible on behalf of every family. This is how we are able to offer creative new ways to leverage your existing policies or those you may choose to purchase.